Investment Management
Helping you build, manage, and grow your portfolio with expert insight so your investments stay focused on your future.
Constructing your portfolio
Investment Risk
When deciding to invest your money, you’ll need to consider your tolerance to risk. Naturally, some people may feel less comfortable with the idea of their investment losing value. Others might be more willing to accept that in the pursuit of greater returns.
You might also be in a financial position to risk more or less capital than others. This is known as your capacity for loss.
Asset Allocation
Choosing individual equities within each asset class comes only after you've determined how to divide your portfolio among stocks, bonds, and cash or cash equivalents a decision that will significantly influence your overall investment outcomes.
Sector Analysis
Sector analysis involves evaluating the economic and financial outlook of a specific area of the economy. Its purpose is to help investors form an opinion on how companies within that sector are likely to perform. This type of analysis is commonly used by investors who focus on a particular sector or follow a top-down or sector rotation investment strategy.
In a top-down approach, investors begin by identifying the most promising sectors before selecting individual stocks within those sectors. A sector rotation strategy, on the other hand, involves shifting investments between sectors either by selecting specific stocks or by using sector focused funds.
Fund Selection
Fund selection is underpinned by a blend of top-down asset allocation decisions and meticulous bottom - fund selection, the latter of which includes a flexible ‘whole of market’ approach.
Our fund selection process is highly analytical, starting with quantitative screening to identify a shortlist of potential candidates. This is followed by in depth qualitative analysis and multiple meetings with portfolio managers.
This approach ensures a consistent and comprehensive evaluation of each fund.
Portfolio Construction
Portfolio construction involves selecting and managing a combination of the best investments determined by our analysis that reflect an investor’s financial goals, risk tolerance, and investment time frame. The objective is to build a portfolio that achieves an appropriate balance between risk and return, while taking into account the investor’s ability to withstand market fluctuations.
Instead of simply choosing individual stocks or bonds, portfolio construction focuses on how different asset classes perform under varying market conditions and how they work together within a unified strategy. A well diversified portfolio can offer both resilience and growth potential, helping investors stay on track toward long-term financial success.
Review & Rebalance
Regularly reviewing and rebalancing your investment portfolio is essential to maintaining an effective investment strategy. This process involves assessing your asset allocation to ensure it remains aligned with your financial goals, risk tolerance, and investment horizon.
Rebalancing helps manage risk and enhance potential returns by keeping your portfolio in line with your objectives and ensuring it remains properly diversified over time.